Question:  “As I shop for land on St Croix, what are some things I should take into consideration?”

Our Answer:

Here are some importance considerations when buying land on St Croix:

• Location on island – For a small island, there’s diversity in the microclimates of the estates. As you travel from east to west, we have grasses and scrub bushes to a rainforest. Drive around and experience the different areas to decide what you like and what you would like to be close to – diving, hiking, restaurants, shops, etc.

• Zoning – Will the property’s zoning allow you to use the land as you’d like?

• Cost – Will you be paying with cash or getting a loan? If you are getting a loan, becoming pre-qualified will give you the peace of mind that you will be comfortable your monthly payments. It also makes a stronger offer to the Seller.

• Terrain – Land will either be flat, gentle slope, moderate slope, or steep slope. What will best suit your design and needs?

• Road conditions – Most roads are paved, but many are dirt or gravel roads. How will this effect the building process and how will it effect your daily life after you have moved in?

• Proximity to other structures – Some people like the coziness of having neighbors. Others like more space around them.

• HOA – Is there an HOA fee, and what is its use?

• Covenants and restrictions – Sometimes estates or quarters will have restrictions on the use of the land

Question:  “Outside of the listing, where else can I find important information about land for sale on St Croix?”

Our Answer:

Before buying on St Croix, consider yourself in the “information gathering” phase. Yes, it’s more fun to dream of the structure you will build, but, take some time to also think of the practicality of building.

• For in-depth descriptions of the different codes, their uses, and their restrictions, go to: https://law.justia.com/codes/virgin-islands/2019/title-29/chapter-3/subchapter-i/229/. As you are reading a listing, the most common zones you will see are:

  • R-2 – residential, low density (1 – 2 family dwellings), set backs 15’ on the front, 10’ rear and side
  • R-1 – residential, low density – 15’ set backs on all sides

• The Department of Planning and Natural Resources is the USVI Government department where you will get your permits for building. Their web site will answer so many questions, perhaps even ones you don’t currently know. It will be worth your time to browse through it. You can also give them a call for clarification: https://dpnr.vi.gov/

• The Department of Licensing and Consumer Affairs is a place you can search for licensed professionals. Here is their home page. At the top of the Home Page, click on License Search: https://dlca.vi.gov/aboutdlca/

• If you are considering a loan, we can provide a list of local lenders. For a construction loan, the land owner’s application will need to include plans, permits, cost estimates, and an executed contract with a licensed contractor for the Lender to review. The Lender will also need an appraisal of the property, a survey, and a title review.

Contact us  with any questions about land for sale. St. Croix offers stunning natural beauty, including pristine beaches, lush greenery, and crystal-clear waters. It’s perfect for those seeking a tropical retreat paradise!

See our video in which we offer more tips and advice on buying land on St Croix.