Home remodeling can be challenging, especially on an island where resources are fewer, and items can take time to arrive by boat. Whether it’s something relatively easy like changing the paint color, or something major like a complete home remodel, if you plan ahead the process is not only survivable, it can even be fun and very rewarding. It changes your life!
Don’t let renovation anxiety stop you from achieving your real estate dreams. Here are 5 strategies to help you remodel your home:
Keep track of your progress, no matter how small, in a journal or photographs. It’s important and encouraging to see how much progress you’ve made toward reaching your goal as you go along.
Avoid decision fatigue. It’s good practice to purchase fixtures (sinks, faucets, ceiling lights, and even door handles) well before you need to install them so you don’t encounter delays. Batch fixtures by the room or by type. This will put you on a path to interior design success.
Consider working on one room or floor at a time and sealing it off with plastic sheeting to prevent dust from getting everywhere. And though it should go without saying, always keep one bathroom fully functional.
Get clever with cooking. You use your kitchen every day, so if it’s under construction, things get a little tricky. Stock up on no-bake and one-pot recipes (all you need for the latter is one hot plate). Use an outdoor grill to get away from the construction scene and dust.
Keep your eyes on the prize! No matter how much preparation you do, renovations can be draining. One of the best ways to maintain enthusiasm is by taking “before and after” photos. The visual comparison will help you relax and remember just how far you’ve come, serving as an instant pick-me-up on tough days. It also becomes a record for any future reference.
Our Clients, who’ve become our friends, purchased this home with us. They’ve completed their beautiful kitchen renovation. See the BEFORE & AFTER photos they shared with us (above)!
Looking to buy a home to renovate? Check out our video below as we walk through some questions you should consider when searching for a ‘fixer-upper.’
Question: “I’m interested in buying land to build a commercial property. Who would I contact?”
Chris’s Answer:
The same lending institutions for home loans could potentially lend to build a commercial property. The Lender’s Commercial Loan Department handles this type of lending. They will require much of the same information in our other Q&A. It’s always a good idea to call to speak with a Commercial Loan Officer.
Question: “Can I use my lender in the states to get a loan for a property on St. Croix?”
Christie’s Answer:
It’s very important to use a lender who is licensed in the US Virgin Islands and complies with our laws.
Some Buyers do use a Home Equity Line of Credit Loan (HELOC). They are borrowing against the available equity in their stateside home and that house is used as collateral for the line of credit.
We would be happy to send you a complete list of licensed local and national lenders so that you have options. This includes both banks and mortgage companies. Contact us here!
Question: “What are the different zoning codes I will see on a listing?”
Chris’ Answer:
When you are buying land to build your island home, it is important to know if you can use the land as planned. The most common zones you will see:
R-1 – residential, low density, set backs – 15 feet all sides R-2 – residential low density (1 – 2 family dwellings), set backs – 15 feet front, 10 feet rear and sides
These are all of the zones:
A-1 Agricultural District A-2 Agricultural District R-1 Residence—Low Density R-2 Residence—Low Density R-3 Residence—Medium Density R-4 Residence—Medium Density R-5 Residence—High Density B-1 Business—Central Business District B-2 Business—Secondary B-3 Business—Scattered B-4 Business—Residential Areas C Commercial I-1 Industry—Heavy I-2 Industry—Light W-1 Waterfront—Pleasure W-2 Waterfront—Commercial—Industrial P Public S Special
Contact us with any questions about home buying on St. Croix. We have worked with many Buyers on and off the island to purchase their dream home on St. Croix. We can help you with every step of the process.
Question: “What are zoning codes and what do the different codes mean?”
Christie’s Answer:
We get this question a lot from buyers and sellers! Zoning codes are a set of rules that regulate what can and can’t be done on a particular piece of property. There are four different types of land use zoning:
Functional zoning – residential, commercial, waterfront, administrative, industrial, and green space.
Intensity zoning – high density, average density, low density, no development.
Incentive zoning – rewards for development in defined areas.
Form based zoning – focuses on physical characteristics, defined as a form of urban identity.
Contact us with any questions about home buying on St. Croix. We have worked with many Buyers on and off the island to purchase their dream home on St. Croix. We can help you with every step of the process.
Question: “At the $500,000 – $1,000,000 price point, will the house have a sea view?”
Christie’s Answer:
Of the 32 homes available today, 19 had sea views, and several more had more of a peek-a-boo sea view. Sometimes views can be opened up or enlarged by trimming plants and trees. The right house for you might have a view you can expand.
What $500,000 – $1,000,000 can buy you? In our November 2022 newsletter we discussed what $150,000 – $300,000 could buy you here on St. Croix. In our February 2023 newsletter we looked at what $300,000 – $500,000 could buy. This month’s newsletter has the next installment of that conversation. If you would like to see the other newsletters, go to our Contact Us page. That’s where you can sign up for the newsletters. There’s also a button to click which takes you to our last newsletter. Once there, in the top left side of the page is a button to click to see all the past newsletters.
Contact us with any questions about home buying on St. Croix. We have worked with many Buyers on and off the island to purchase their dream home on St. Croix. We can help you with every step of the process.
